Mary Randolph JD's 8 Ways to Avoid Probate PDF

By Mary Randolph JD

ISBN-10: 0873379152

ISBN-13: 9780873379151

Property making plans? it can save you your loved ones time, cash and peace of brain with a couple of effortless steps. Probate courtroom complaints can drag on for years, and the costs--lawyer's charges, appraisal charges, court docket charges -- can simply consume up hundreds of thousands of bucks that might another way visit your loved ones. fortunately, there are uncomplicated and potent how one can thoroughly keep away from probate. a few are so uncomplicated that they are often treated within the time it takes to open a financial institution account-and such a lot of them will not rate you a penny. With eight how you can steer clear of Probate, how one can reap the benefits of 8 vital -- and sometimes missed -- probate-avoidance ideas: *set up payable-on-death financial institution money owed *name a beneficiary for retirement money owed *register shares & bonds, and cars, in transfer-on-death types *hold estate in joint possession *take benefit of exact approaches for small estates *create a residing belief *give away estate now up to date state-by-state charts express you which ones probate-avoidance ideas can be found the place you reside. eight how one can steer clear of Probate additionally comprises exact examples of ways combining probate-avoidance equipment can be just right for you in numerous phases of your existence.

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Extra resources for 8 Ways to Avoid Probate

Example text

Chances are your spouse owns half of what you have socked away in a retirement account. If any of the money you contributed was earned while you were married, that money remains “community property,” and your spouse owns half. Community Property States Alaska* Arizona California Idaho Louisiana Nevada New Mexico Texas Washington Wisconsin *Only if spouses sign a community property agreement. There are a few exceptions to this rule: Your spouse does not have any right to money you contributed before you were married, or money that you alone inherited or were given.

For example, in California, the spouse’s consent must be in writing. The Name a Beneficiary for Your Retirement Accounts 2/7 spouse can revoke the consent, again in writing, anytime before your death—in a will, for example. To be effective, the revocation must be delivered to you in a manner set out by the statute. (Cal. ) 2. Naming Your Spouse If, like the great majority of married people, you want to name your husband or wife to inherit your retirement savings, you’re making a good choice. A surviving spouse who is the sole beneficiary has more flexibility about what to do with the money than do other beneficiaries.

If Tyler is not yet 21 when his grandmother dies, Susan will be legally in charge of the money until Tyler’s 21st birthday. 1 / 10 8 WAYS TO AVOID PROBATE AGE AT WHICH AN UTMA CUSTODIANSHIP ENDS Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi 21 18 to 25* 21 18 to 21* 18 to 25* 21 21 21 18 to 21* 21 21 21 21 21 21 21 21 18 18 18 to 21* 21 21 18 to 21* 21 21 Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming 21 21 21 18 to 25* 21 18 to 21* 21 21 18 to 21* 21 21 18 to 21* 21 to 25* 21 to 25* 21 18 21 to 25* 21 21 18 to 21* 21 21 21 21 *The person who sets up the custodianship can designate the age, within these limits, at which the custodianship ends and the beneficiary inherits the money outright.

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8 Ways to Avoid Probate by Mary Randolph JD

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